This first card is done with the Carte Postale set from Stampin' Up and the Le Jardin designer paper, also from SU. How very French and sophisticated! Ha! :) The inside sentiment says 'Happy Valentine's Day'.
This card uses my favorite stamp - the Polka Dot background. Also used is the Happy Hellos Sale-a-Bration set and the scalloped circle punch. Have a great day!